Jan. 16, 2020

How Do Seller Rent-Backs Work?

Transitioning from one home to the next can be made much easier when you take advantage of a seller rent-back agreement. Let’s discuss what this is and how it works.

Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation


Moving is a complicated ordeal, especially when you’re buying and selling simultaneously. 


These transactions are enough to handle on their own without the added task of getting you, your family, and your belongings from one home to the next, so wouldn’t it be nice if you could wait to worry about your next home purchase until after you’ve already closed on the sale of your current house? Aside from easing the logistics of managing two deals at once, doing this would also give you a little extra cash, thanks to the proceeds of your sale.


If this sounds too good to be true, I’ve got news: it isn’t. This scenario is entirely possible, and can be facilitated through an arrangement called a seller rent-back agreement.




Rent-backs are an incredible way to make moving less stressful.



A seller rent-back agreement, often simply known as a “rent-back”, is an addendum to the purchase contract which states that a seller can continue living in their former property after the close of escrow for a predetermined period with the stipulation that rent-like payments be made toward the new buyer’s mortgage. This allows you more time to work through your home purchase, while also allowing you to leverage the money from your home sale toward your down payment or other relevant expenses. 


The length of a rent-back can vary, but the average is about two weeks. At any rate, rent-backs are an incredible way to make moving less stressful.


If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.


Posted in Home Buyer, Home Seller
Jan. 9, 2020

How Does Each Generation View Homeownership?

Do you know which generation you belong to? Does it matter? Here’s how each of the generations may differ.

Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation


Baby boomers, Gen Xers, Millennials... Depending on what generation you were born into, you probably have a different way of viewing money and homeownership. Today is the first of a series in which I’ll explore homeownership options for each of the different generations. 


Before we dive into the housing market challenges facing each one, it’s helpful to have a firmer grasp of how generations are defined and what characteristics they share. 


My grandparents are from the silent generation, which refers to anyone born between 1928 and 1945. They lived through World War II, the Great Depression, and witnessed the advent of TV and mass production in the auto industry. They only know face-to-face communication and handwritten letters. Cash is still king to them, and they once dreamed of going to college and owning a home.


Next, you have the baby boomers—people more like my mom and dad. Born between 1946 and 1964, they were influenced by the ‘Swingin’ 60s,’ lived through the Civil Rights Movement, and watched the Apollo moon landing. They communicated with landlines and embraced a ‘buy now, pay later’ strategy when it came to purchasing things. They viewed going to college and owning a home as things they would do to make their families proud. 


Generation X is someone like me, born between 1965 and 1979. We saw the integration of mobile phones into everyday life and witnessed personal computers become video games. Though some of us learned to save better, the ‘buy now, save later’ strategy continued. My generation saw going to college as a way to get the best job and buy a beautiful home.





Growing up during certain events can shape a generation.



Millennials came next, born between 1980 and 1995. They lived through 9/11, the birth of social media, and an economic boom. They communicate via text message and view money as something they earn in order to spend. They see college as more of an expense; they’re looking for the next big thing to hopefully strike it rich so they can buy a big home. 


Then came Generation Z, born between 1996 and 2015. They lived through a recession, and a world acutely aware of energy and climate crises. They communicate with video and images. They are more focused on entrepreneurship than they are on attending traditional colleges. Additionally, they see social media as a business platform. 


Finally, we have Generation Alpha, born 2016 to the present day. This generation only knows instant communication. Only time will tell how this generation will relate to money, college, work, and homeownership. 


I know all the references may not apply to your situation, but I’m sure you can see how growing up during certain events can shape the outlook of an entire generation. 


As always, if you have questions about your real estate situation, please reach out by phone or email. We’re here to help you in any way we can.


Posted in Community
Jan. 1, 2020

Kari's Top 10 Moments of 2019


2019 has been a great year for me personally and professionally. Here are 10 of my top moments from last year. 

#1 Our oldest daughter, Elyssa and her family, welcomed my third grandchild into the world. They named my grandson, Francis Cross (best middle name ever). I am beyond luck that her and her family now live down the street from me and I get to spend time with all of them. I love our weekly family dinners and watching all of my grandchildren grow...but it is going by a little too quickly. 

#2 This year I was acknowledged and awarded for being in the top 10% of my company, Intero. It is such an honor and privilege to work with so many amazing people and to work in an office that supports me the way that it does. 

#3 My husband, Ernie and I, celebrated our 25th wedding anniversary. I can't believe we have been married that long...time goes by so fast. My husband is the best! He has always supported me and my crazy ideas. He goes above and beyond for our children and works so hard for our family. I couldn't have asked for a better best friend and partner in crime. 

#4 Helping families achieve their real estate dreams is a top moment for me every year. When I look back each year on the families I have helped I feel so grateful. I love being a part of such emotional life changing events...helping them grow their investment portfolio or helping them through a difficult situation and being there for them. I love my job and I love all of my clients and friends who trust me to help them through the process. 

#5 Our middle daughter, Hailey, got engaged to her boyfriend Gareth on Christmas Day. We couldn't be happier for them. Hailey also graduated from Sacramento State and has begun classes to get her masters degree. She works full time as a principal of 3 special needs campuses while going to school. She is such a hard worker who works long hours and studies even longer. 

#6 I absolutely love planning my client appreciation events each year. This year we had a bowling party and a Thanksgiving Pie party. I love spending time with people that have bought and sold homes with me throughout the years.  It is so much fun to catch up with them and see their growing families. 

#7 Our son, Hunter, won a Supercross Championship in Vegas. Hunter is a motocross racer and this is the first year he also raced supercross. He has so much natural talent and loves every minutes he spends on his dirt bike. It has been so much fun to watch him from a little kid falling over in every turn to where he is today. I can't wait to see what is next for him. 

#8 I expanded my team this year. Welcoming Deana to the team has been amazing both for myself and for the service that my clients receive. Having a solid team that works well together through the real estate process is key to growing my business the way I want to in years to come. 

#9 My grandpa turned 100! OMG! It sounds crazy every time I say it. I know how lucky I am to have my grandfather in my life for so long and I am so grateful that my children and grandchildren have had him in their lives. It is hard for me to remember that when I see him he doesn't seem that old to me. We had a big 100th birthday party for him this year that was so much fun. 


#10 Partnering up with local businesses is something I started to do to help the community be more informed about what our town has to offer. While doing these videos I have made so many amazing friends in meeting these owners and learning more about them and their business. I love partnering with other businesses who have a passion for giving back to the community that I love so much. 

Posted in Community
Dec. 31, 2019

New Year's Eve Safety Tips


Happy New Year’s Eve!!!

We hope everyone has a fun and safe New Year’s Eve. Here are

some tips to keep in mind while you are celebrating tonight.

1.   Eat a Healthy Dinner – This may seem silly, but a full stomach is a great way to avoid alcohol poisoning. Try to consume foods high in protein such as cheese, meat and nuts. These types of food will slow down the absorption of alcohol in the digestive system.


2.   Stay Charged – No matter what your plans entail for the evening, make sure your phone is fully charged to keep in touch with friends and family. It is even a good idea to bring a charging cord or portable charger in case your battery gets low.


3.   Don’t Drink & Drive – Drinking and driving is not only dangerous to yourself but also everyone else in the vicinity of your vehicle. 42% of fatal road accidents on New Year’s are caused by drinking and driving. Have a designated driver with you or plan ahead for a Uber/Lyft driver.


4.   Stay Aware of Your Surroundings – Stay alert of what is happening around you at all times. If someone is really intoxicated, prevent them from trying to drive or leave with someone they do not know. It is so important to keep an eye out for each other.


5.   Be Aware of Fireworks – Fireworks are fun and pretty to look at but they can be extremely dangerous. Make sure to only fire them in an open area and stay clear while an adult lights them. Most dogs are scared of fireworks, so keep your dogs inside and safe.


6.   Keep Your Lights on If You Leave – If you decide to celebrate the New Year away from your home, make sure you don’t let everyone know you are gone. A great way to create the illusion you are home when actually you’re not is to keep your lights on a timer. It is also a good idea to wait to post on social media until you get home so people don’t know you are away.

Posted in Community
Dec. 21, 2019

Knowing the 925 Features Livermore Wine Trolley

Join us on this episode of Knowing The 925 on our visit to the Livermore Wine Trolley located in Livermore, Ca. Hopping on the Livermore Wine Trolley is our favorite way to explore and experience Wineries located in the Livermore Valley.

Check them out!

The Livermore Wine Trolley is the most favorite way to explore and experience Wineries in the Livermore Valley. Livermore Valley is only minutes from San Francisco, San Jose, Walnut Creek and Oakland. Whether you take the All-Inclusive "Taste of Livermore" Wine Tour or use the Trolley for a group's own Private Charter, you will be surrounded by lush rolling hills, picturesque vineyards, and award-winning wineries who pride themselves on a tradition of hospitality and the Livermore Valley's rich history.

The all-inclusive wine-tasting tour goes to various wineries throughout the year, rain or shine, in the Livermore Valley. On the tour, you will visit 3 wineries, enjoy lunch, learn about the region and wineries, and be treated with the highest quality of customer service by our friendly and knowledgeable drivers. You will also receive coupons to visit local restaurants for your enjoyment after your day on the Trolley. Whether you are looking to experience a romantic outing with a loved one or you want a day of relaxation and wine-tasting with good friends, consider Livermore Wine Trolley your one-stop-shop for a day of fun in the Livermore Valley Wine Country!

The Livermore Wine Trolley works collaboratively with wineries in the Livermore Valley to create special events throughout the year. These events and special tours can be customized to entertain you, whether you are a novice wine taster or an experienced wine connoisseur. Tours and events can range anywhere from rollicking Ugly Christmas Sweater Tours to formal black-tie sit-down dinners, where the finest wines of the Livermore Valley are served. Whatever the event is, the customer service is first-class all the way!

Have a special occasion for which you would like to use one of their 18-36 passenger motorized Trollies? Livermore Wine Trolley is available for private charter within the Tri-Valley area. Upcoming wedding, birthday, anniversary, bachelor/bachelorette party, corporate outing, or any other event? You will be sure to turn heads while providing a one-of-a-kind experience for you and your guests onboard the beautiful and authentic Trolley. 





P.O. BOX 2732

Livermore, CA 94551-2732





For more information contact Kari Cross at 925-584-1640 or visit www.crossgrouphomes.com (BRE 01276206)










Dec. 20, 2019

Knowing the 925 Features Steen Chiropracitc

Join us on this episode of Knowing The 925 on our visit to Steen Chiropractic in Brentwood, California. Steen Chiropractic is one of the top chiropractors in Antioch and Brentwood, specializing in chiropractic care and wellness.

Check them out!

Dr. Steen offers chiropractic care to residents in Antioch, Oakley and Brentwood. They specialize in providing pain relief for many symptoms and conditions. From accidents to injuries, their goal is to improve your health and improve your quality of your life.

At Steen's office, you will receive the best care through the use of modern chiropractic techniques and technology. If you suffer from headaches, neck and back pain, sprains/strains, sciatica, extremity pain (i.e. shoulder, wrist, knee and ankle pain) or tendinitis, you’ve come to the right place.

Do you suffer from neck pain, shoulder pain, lower back pain, poor posture, headaches/migraines, disc problems, numbness/tingling, scoliosis, or a sports injury? If so, you must go visit Dr. Steen at Steen Chiropractic. He can help with all these conditions and get you feeling back to normal! 


   380 W Country Club Drive, Ste C.

   Brentwood, Ca 94513



For more information contact Kari Cross at 925-584-1640 or visit www.crossgrouphomes.com (BRE 01276206)

Dec. 19, 2019

Knowing the 925 Features Orwood Resort

Join us on this episode of Knowing The 925 on our visit to Orwood Resort in Brentwood, California.  From boating to camping to dining...Orwood Resort has it all!

Check them out!

A family run resort for more than 50 years, Orwood Resort is the perfect spot to experience Northern California’s best water skiing and wake boarding venue only 60 miles east of San Francisco. The Caprio family welcomes you and your family and friends and takes pride in keeping their facilities clean, friendly and family oriented.

From safe campgrounds to boating, Orwood Resort has it all. Secure, dry storage units for your boat are also available for rent. A General Store caters to all your needs and their new, 3 lane boat launch ramp can’t be topped.

Plus Orwood has a full-service restaurant & bar specializing in home cooked breakfast, lunch and dinner. Orwood Resort is located in the town of Brentwood on Werner Cut, just off the Indian Slough a few short miles from Discovery Bay.



4451 Orwood Road

Brentwood, Ca 94513



For more information contact Kari Cross at 925-584-1640 or visit www.crossgrouphomes.com (BRE 01276206)


Dec. 18, 2019

Knowing the 925 Features The Bike Shop

Join us on this episode of Knowing The 925 on our visit to The Bike Shop in Brentwood, California. They are a full-service bike shop that will repair almost all types of bikes and provide the best experience! 

Check them out!

The Bike Shop is a new full-service shop that has its initial roots in Antioch. Known as Schwinn City for over 70 years, they are bringing that vast knowledge, experience, and friendly customer service to a new location. They strive to provide the Brentwood community with the much needed cycling service it deserves and will service and repair almost all types of bikes and provide the consumer with a positive experience. They feel customer service is the key to the longevity of The Bike Shop.

The Bike Shop is owned and operated by Ron and Kelly Lopez. They pride themselves on customer service and know that there are all types of riders...from high end bikes, to commuters. They want everyone to have the best experience possible. Their mechanics encompass not just professional experience through schooling at Barnett Bicycle Institute, they all come from a riding background. Owner and head mechanic, Ron Lopez, was also a professional mechanic on the national mountain biking circuit and made noise throughout the scene with his expertise. Stop by, you won't be disappointed.



  • 1185 Second Street, Suite F

  • Brentwood, CA, USA



For more information contact Kari Cross at 925-584-1640 or visit www.crossgrouphomes.com (BRE 01276206)

Posted in Knowing The 925
Dec. 17, 2019

Happy New Year!

We just wanted to take a minute to wish you a happy New Year! 

Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation


We just wanted to take a minute to wish you a happy New Year! 


It’s hard to believe that 2019 has come to a close. It’s been an amazing year thanks to your continued support. The things we’ve accomplished this year, and always, wouldn’t be possible without you. 


We so appreciate your business, referrals, and friendship, and we’re excited to see what lies ahead.


The future is full of possibilities, and we hope you are as excited for this upcoming year as we are. Here’s to making 2020 our best year yet!


If you are thinking of buying or selling a home this year, please don’t hesitate to reach out to us with any questions. 


As always, we are here to help. 


We look forward to seeing you in 2020!


Posted in Community
Dec. 17, 2019

Knowing the 925 Features Rivertown Sweets

Join us on this episode of Knowing The 925 on our visit to RiverTown Sweets in the Historic Rivertown District of Antioch, California.  

Check them out!


RiverTown Sweets is a family owned and operated bakery located in the the Historic Rivertown District of Antioch, CA.

They proudly offer cakes, cupcakes, cookies, muffins, pastries, sweet breads, pies and other pastry items baked from scratch using fresh  ingredients.  They also offer coffee and Gelato Classico.


Custom orders are available for all occasions. Please look through their gallery pictures for some flavor ideas and custom orders. Come visit them for some sweets and to place an order.




615 W. Second Street

Antioch, CA 94509

(925) 778-1066


For more information contact Kari Cross at 925-584-1640 or visit www.crossgrouphomes.com (BRE 01276206)